for new users, especially if they make it 
mandatory that for users under a certain age, say 
under 30. Is this discrimatory, yes, but at least 
it helps deter and protect sellers from 
irresponsible bidders. If say the bidder wins, 
but fails to pay, well IMO it's reasonable to 
file a claim (after say 14 business days and no 
payment is sent) and have evilbay automatically 
charge the card the closing auction value (funds 
go to the seller) AND tack on a penalty  to the 
bidder (funds got to evilbay) for allowing the 
situation erode to the point these steps were 
necessary to begin with! Oh and say if the user 
continues to have a history of doing this, say 
after the first three occurances, evilbay should 
find them again and close their bloody account 
for good.

Drac you are damn right when you commented that 
kids know how much they can get away with. 
Evilbay is far too lenient towards irresponsible 
bidders and sellers. Kick the deadbeats where it 
hurts them the most, in the wallet!