I know what you mean Drac. I know people out 
there in the same debt siuation. 

Fortunatly I am not one of them. I was raised to 
believe exactly what you said - "use for 
convienience and pay to *zero*."

Perfect credit is nice.... especially for college 
loans and car financing ^_~.

hey drac - I think those driving up the prices 
because they don't care about their debt will 
have what's coming to them - because there's a 
such thing as inrest... and THAT will end up 
making them pay a LOT more for the cel... trust 
me. 

.:Noble Heart:.
~Tara