Unless someone broke into your house, held a gun 
to your head, and forced you to type your 
password into that form, then you can't say you 
aren't to blame at all.

"I DO know those warnings, but when the sender 
and the layout is perfect, it's nothing to do 
with 'dumb'."  

If you know the warnings as you say, then you 
will know that the scam artists send e-mails that 
look like they came from ebay and use and eBay 
address.  "We will never ask you for your 
address" MEANS they will NEVER ask you for your 
address.  So if you know the warnings and STILL 
gave out your password, that's a lot dumber than 
never reading the warnings.

Funny you reference losing a wallet... I have 
noticed for a long time that you refuse to own up 
to anything you do.  You argue, insult people, 
change your screen name, but never say "I was 
wrong" or "I made a mistake"  In this instance, 
you made a mistake.  Your security was violated 
because YOU gave someone access.  Own up to when 
you make a mistake, and maybe you won't get so 
many negative replies when you post about 
something like this.

"So no reason to go 'You're the only dumbass in 
this world.'"  

Don't put things in quotes that people didn't 
say.  It's called libel, is illegal (and not just 
in the US) and will get you sued big time.