I've never even heard anything about this. But my 
parents have an AT&T Universal card and they've 
never had a problem. And in all my time that I've 
had my card I've loved the service!!

The one time I did have (minor) problems with 
Paypal, they were right there on the phone with 
me (three-way) with Paypal's customer service to 
sort things out. If they see strange spending on 
my account, I am contacted *immediately* to 
confirm that the charges are legitimate. (They 
always have been, but it's nice to know that 
when - out of the blue - they see almost $700 in 
plane tickets appear, they won't even let it 
*hit* my card until confirming it with me.) The 
one time I did see an illegitamate charge appear 
on my card, the charge was removed (pending 
investigation) before I even hung up the phone 
with them. I was immediately issued a new card 
number - and the new card was in my mailbox less 
than 72 hours later.

Maybe there were some problems, but I haven't had 
any and it would take a lot for me to give up 
this particular card!! ^_^

Many Sharp Smiles,
--Drac