In the item description, I say I just simply 
don't accept payments from credit cards. If 
someone wants to make a side deal with me so that 
I'll accept a credit card payment, so be it. But 
if they're going to be a stickler for rules, then 
so will I, and they can pay by the methods I 
listed I will accept -- USPS money order or 
Paypal from a *funded* account.  I can't see a 
bidder running to Ebay officials to say they're 
mad I'm asking a fee when they're trying to pay 
by a method I didn't say I would accept. ^_^

The way I see it, it would be the same as if 
someone from Japan wanted to send payment by, 
say, yen registered mail. I would accept it, but 
would charge them for the bank fee to convert it. 
And all that would be arrangements technically 
outside of Ebay.

Incidentally, does anyone know if paying by a 
method other than what the seller lists as 
acceptable has any effect on how Ebay would cover 
you if there were a problem? I'd be curious. . . 
But not curious enough to dig through the site. 
(*grin*)

Many Sharp Smiles,
--Drac