We all do things that we shouldn't but..

you know exactly how much you owe this person.. 
if you figure it like you took a sort of 
nonconsensual "loan" from him, all you gotta do 
is pay him back when you send him back his wallet.
  
You do after all owe someone 200 dollars, just 
because he can "spare" it, doesn't make it any 
less his.

All of us here work hard to get the money for the 
cels we have, in fact most flame wars here are 
about people paying HUGE scads of cash for 
cels..even the young ones have to learn that.

good luck in your cel collecting. Most people 
here are good advisors..they wouldn't steer ya 
wrong..

Pale