Sorry about that, Xoom is one of my pet peeves ;). 
 I used to belong (I think I've belonged to every 
major free service provider out there, except 
Tripod ^_^;;...Tali cheap!  more money for cels 
and other addictions!) until they did what they 
promised they wouldn't do (put ads on pages) and 
used a loophole in their promise to justify it.  
Er, anyhoo *whistles innocently*...beyond that, I 
just can't even visit Xoom pages any more.  If I 
have ANY other browser window open and accessing 
something, I can't connect to the Xoom server.  
I'm one of those people who multitasks with 7 or 
more windows open, and it just drives me batty ;) 
(does anybody else have this problem, or am I just 
special?).  I keep on coming back to geocities, 
though if I stop downloading a page before the ad 
window loads, netscape crashes on me.  I have to 
be very careful to keep my hand from automatically 
doing something I'll deeply regret a few moments 
later ;).

Anyway, as you can probably tell from the above 
url, I did eventually bite the bullet and buy my 
own domain name and space.  I just couldn't find a 
free one that had all I wanted (little/no ads, ftp 
access, etc).  It's been worth it to end the 
headache *G*.  $60 the first year, and I think $70 
after that, including the domain name.  They have 
a limit on the bandwidth that makes me feel a bit 
nervous, but the price was right.

I definitely wouldn't recommend creating a 'dummy 
html' if you were doing video files.  Oh, and if 
you create straddle accounts, make sure you make 
them your index.html file on the free server(s) 
you choose ^_^.  Most free servers don't like 
'hidden' files (files that can't be gotten to from 
the root), even if they're html files.

Okay, enough from me ;)

Talia