If you have a Petsmart or bedford animal clinic 
close by see if you can check out their wellness 
plan.  It's basically insurance for your pets.  I 
pay 19.95 a month for my kitty and it covered all 
the vaccination shots, and visits, AND her 
spaying surgery.  It will also cover any vet 
visits if she gets sick, and give me a discount 
on any medicines she might might need.  They have 
a couple different plans with varying prices
(naturally) depending on what you need and can 
afford.  It's saved me quite a bit on kitty 
mantinence