that negative feedback in and of itself does not 
mean the user is irresponsible. I've often 
encountered many users who have negative feedback 
as a direct result of bad buyers who retaliate in 
anger for receiving a justified negative 
feedback. Ie, they refuse to pay after a 
reasonable time like 12 days or broke off all 
communications, and thus the seller left a 
negative feedback. 

Does having three or more of these type of 
negative feedbacks mean the user is bad? IMHO no. 
Also ebay doesn't make it any easier for 
investigating users feeback by creating a link 
(I've suggested to the helpdesk many times 
already) directly displaying ONLY the negative 
feedback comments for a user. Sure you can say, 
this user has over 100 positives, they seem 
trustworthy. Maybe, but if they do have 
negatives, I for one want to know how they dealt 
with it and what kind of situation it was. 
Wouldn't you also want to know this, without 
browing 30+ pages of comments? Sheesh. Honestly 
the effort just is not made whatsoever on ebays 
part by adding the bloody html code for a new 
page and a link! If you also think have a direct 
link is important, ask customer service to create 
one. Maybe if enough people speak out, something 
will happen.

As a seller myself, I've dealt with so many 
deadbeat buyers and sellers it is infuriating how 
ebay refuses to institute a stiff financial 
penalty. IMO, regarding buyers it is like credit 
cards, if you cannot pay for something now, don't 
bid/buy in the HOPES YOU MIGHT BE ABLE TO pay 
later. It is one thing to have the money and you 
use a credit card as a preferred form of payment, 
but it isn't the same when you DO NOT have the 
money to begin with. It is asinine behavior like 
this that makes ebay unpleasant for all bidders 
and buyers alike. How utterly irresponsible.