I don't have Paypal hooked up to a bank account 
and so when I'm paid by Paypal, it's not instant 
receipt of the money - far from it! I basically 
can't get at that money at all until I want to 
spend it on something. (Since I'm also not about 
to go through the hassle of trying to get Paypal 
to send me a check.)

I think that if someone, especially a business, 
is going to openly accept Paypal, then they really
shouldn't be charging extra for it. (But I don't 
get a bone up my butt if they do. Then it's merely
my choice to pay the extra or pay by another 
method.) However, I also think that if two people 
make a *private* deal to use Paypal and - between 
the two of them - agree that the buyer will pay 
the fee. . . That is something different. When I 
list things for sale, I almost never list that 
I'll accept Paypal, however I *do* have an 
account - so if someone wrote and asked for me to 
accept it because it was convienient for them, I 
would definitely consider it. But ONLY if they're 
willing to pay for that convienience, because 
it's *not* convienient for me.

Many Sharp Smiles,
--Drac