Hi,

  Personally, I get all my cels insured, 

regardless of how much they are. =) I've had a 

few packages arrive in less than perfect condition

on many occasions and the cels have barely 

scraped by with no damage.

   Also, where I live, if a cel is sent by 

priority mail and not insured, they just leave 

the package at the house, without me signing for 

it. They once left a package of three cels out in 

the rain! Luckily, the cels weren't damaged, but 

depending on how people send cels, they easily 

could have been. 

   I find it's better to be safe than sorry and 

just get the insurance. Hope this helps. =)

Take care,
Robin =)