Well, I finally downloaded and tested CD2HTML - 
and it's a WONDERFUL freeware app that creates 
thumbnail HTML pages with links to your images. 
So, if you have a gallery that you hadn't bothered
to make thumbnails for (or just didn't know how), 
this is the thing for you. 100% free, and doesn't
even require installation (only for Windows 9x, 
though) ^_^ Here's an output sample for my TMR 
gallery (hopefully it won't be resized by 
Photopoint): 



I wish I found this thing sooner.... -_-'
You can download it from his page:
 http://www.lausitz.net/~petro/

In a week or so I intend to have my QND Guide to 
Freeware up and running with local downloads to 
great freeware proggies (including this one).... 
:P

P.S.: I'll be sending my FS cels to Yahoo, oh, 
in a couple of days or so, too .. Forget Ebay! 
And Yahoo now requires both seller AND bidder 
cc verification, just to warn you if you're 
underaged and don't have a cc...